Maternity Allowance in Germany

In Germany, expecting mothers receive what is known as Mutterschaftsgeld. This is maternity pay, and is  applicable for those who are six weeks from their due date and lasts up until eight weeks after the actual birth. This is just one of many benefit received by mothers. It’s a great part of the system that eases some of the financial burden that comes with having a child. Mothers find the system great because during pregnancy and also the years after, it is important to know that one is financially secure, and certain repercussions of having a child don’t become stressful. Certainly you’re going to need to take some time off work and it is essentially helpful knowing that you won’t completely lose your salary because of this.

Do you qualify?

Those who qualify for Mutterschaftsgeld include employed pregnant women who are covered by the state insurance.

What is the application process?

In order to apply for  Mutterschaftsgeld you will have to receive a certificate stating the expected date of deliver. Upon reception of this document you will need to get in contact with your health insurance agent and file the application for your Mutterschaftsgeld.

How much money will I get?

There is no fixed amount when it comes to how much Mutterschaftsgeld  you are entitled to receive. The amount depends on many factors including what your salary was prior to your pregnancy.

Where can I find more information?

Additional information can be found at

The corresponding phone number is 0228 69 888

The opening hours are Monday- Wednesday and Friday from 9 am to 2 pm and Thursdays from 9 am to 2 pm and from pm to 3 pm.

Be sure to contact the responsible authorities in order to ensure that the process runs smoothly. They will inform you of any applicable deadlines as well as let you know what forms need to be filled out and what other documents you will need to submit.

If you are not insured through the Krankenkasse, and instead are privately insured, be sure to check with your agent to find out what funds you are applicable to receive. Funds are also available to you after your  Mutterschaftsgeld period comes to an end. Be sure to check what paper work you’ll need to fill out and file in order to obtain the financial help you will need at this time. The system is there to help parents and sure enough you will be satisfied to know that having a child will not weigh you don’t financially.